Clinical Mental Health Counseling Master of Arts

Student Loan Repayment Program

Student Loan Repayment Program Offered through the National Health Service Corps (NHSC): Graduates of the CMHC Master’s Degree Program who attain licensure as an LPC or national board certification as a National Certified Counselor (NCC) with a minimum of two years of post-graduate counseling experience are eligible to apply for the federally-sponsored NHSC Loan Repayment Program if they work in approved facilities located in nationally designated “health professional shortage areas.” Several employers in Durant and surrounding communities offer such opportunities.

As stated on the NHSC Web site (, the National Health Service Corps recruits primary care medical, dental and behavioral and mental health clinicians who are dedicated to providing care to the nation’s underserved people. In return, they can reduce or eliminate their health professions’ student debt by providing care at a National Health Service Corps-approved site.

Counselors who provide two years of full-time service are eligible for a $60,000 loan repayment award. An award of $30,000 is available for two years of half-time service. Counselors who provide five years of full-time service are eligible for a $170,000 award. Those who provide six or more years of service may have their entire student loan debt paid in full. Please note that this repayment applies only to eligible student loans owed by professionals who qualify for the federal program.

Potential NHSC participants must meet the following eligibility requirements:

  • Must be a U.S. citizen or national
  • Must be trained and licensed in one of the following primary care disciplines:
    • Allopathic (MD) or Osteopathic (DO) Physician
    • Primary Care Nurse Practitioner
    • Certified Nurse-Midwife
    • Primary Care Physician Assistant
    • Dentist
    • Dental Hygienist
    • Health Service Psychologist
    • Licensed Clinical Social Worker
    • Psychiatric Nurse Specialist
    • Marriage and Family Therapist
    • Licensed Professional Counselor
  • Must be working or applying to work at a site that is approved by or has applied to become approved by the NHSC.
  • Must have unpaid government or commercial loans for school tuition, reasonable educational and living expenses that are not consolidated with non-educational debts.
  • NHSC loan repayment applicants are committed to serve 2 years (full-time) or 2 to 4 years (part-time) at an approved site in a designated Health Professional Shortage Area.
  • Loan repayment applicants negotiate their salaries with the employing site independently of the NHSC Loan Repayment Program.
  • Students or graduates with questions regarding the NHSC Loan Repayment Program may contact the NHSC by email ( or telephone (800) 221-9393 (TTY: 877-897-9910), Monday through Friday (except Federal holidays), 9:00 a.m. to 5:30 p.m. Eastern Time.