Southeastern recognizes its responsibility in sharing disclosures related to educational processes and services. The following sources are presented in the spirit of transparency.
- CARES Act
- Contact Information for Assistance in Obtaining Institutional or Financial Aid Information
- Assistance Available From, Federal, State, Local, and Institutional Programs
- Federal Student Financial Aid Penalties for Drug Law Violations
- Student Loan Information
- General Student Loan Information
- A loan is money you borrow and pay back with interest. If you apply for financial aid through the FAFSA, you may be offered loans through your financial aid offer.Student loans can come from the federal government, or from private sources. Private sources include financial institutions or banks. Federal student loans have more benefits than private loans.Subsidized loans are offered to undergraduate students who are eligible and demonstrate financial need. These loans are due six months after you stop attending classes, and interest accrues six months after you leave school.
Unsubsidized loans are made to eligible undergraduate, graduate, and professional students. Unsubsidized loans are not based on a student’s financial needs. Unsubsidized loans start accruing interest as soon as they are disbursed, and are due six months after you stop attending classes.
Direct Parent PLUS loans are established to parents of dependent undergraduate students if there are expenses that are not covered by initial financial aid. A credit check is required, and if the parent has adverse credit history, they must meet additional requirements to qualify. To learn more: https://studentaid.gov/understand-aid/types/loans
- Initial Loan Counseling for Student Borrowers
- Exit Counseling for Student Borrowers
- Exit Counseling for Student BorrowersWhen you leave school or drop beneath half-time enrollment, you must complete exit counseling. Exit counseling ensures that you understand how student loans work, and how you can repay the loan. The program will recommend a repayment method that best fits the student’s needs. For more information: https://studentaid.gov/exit-counseling/
- Institutional Code of Conduct for Education Loans
- Preferred Lender Lists
- Southeastern Oklahoma State University does not use a preferred lenders list
- Preferred Lender Arrangements
- Southeastern Oklahoma State University does not participate in preferred lender arrangements
- Student Abroad
General Institutional Information